Used Cars Dover DE
Buy Here Pay Here &
Second Chance Financing
Proudly serving Delaware and Maryland since 1997
Used Cars Dover DE
Buy Here Pay Here &
Second Chance Financing
Serving Delaware and Maryland Since 1997

Buy Here Pay Here Delaware & Maryland – No Credit Needed
We offer in-house financing based on your income — not your credit score. If you've been turned down elsewhere, our Buy Here Pay Here program can help you get approved fast and drive home the same day.
Used Cars for Sale in Dover, DE
We Finance Everyone!
At Car Zone, one of the most trusted used car dealers in Delaware and a top choice among used car lots in Dover, we help drivers across the region get approved through Buy Here Pay Here and second chance financing — even if you have bad credit, no credit, or past financial setbacks. Whether you're rebuilding after bankruptcy, repossession, or divorce, our team is here to help. Explore our used vehicle inventory and fill out a quick credit application to get started today — approval takes just minutes.
- Bad Credit
We understand life happens. Let us guide you back on track with personalized, flexible financing solutions tailored to fit your unique financial situation.
- Repossessions
We don’t judge your past. If you’ve experienced repossession, we’ll work closely with you to find a solution that fits your needs and gets you back on track.
- No Credit
No credit history? No problem at all! We proudly specialize in helping first-time buyers easily and confidently secure the financing they need.
- Bankruptcy
We’re here for you every step of the way. Bankruptcy doesn’t mean you can't get approved—let us show you the way and guide you toward a fresh start.
- Divorce
Facing divorce? Rebuild your credit, regain stability, and move forward confidently toward a brighter, secure financial future. Divorce doesn’t define you.
- Bad Credit
We understand life happens. Let us guide you back on track with personalized, flexible financing solutions tailored to fit your unique financial situation.
- Repossessions
We don’t judge your past. If you’ve experienced repossession, we’ll work closely with you to find a solution that fits your needs and gets you back on track.
- No Credit
No credit history? No problem at all! We proudly specialize in helping first-time buyers easily and confidently secure the financing they need.
- Bankruptcy
We’re here for you every step of the way. Bankruptcy doesn’t mean you can't get approved—let us show you the way and guide you toward a fresh start.
- Divorce
Facing divorce? Rebuild your credit, regain stability, and move forward confidently toward a brighter, secure financial future. Divorce doesn’t define you.
Used Cars Starting at
$500 Down*
See if you qualify for our special $500 down payment program on select vehicles. Many of our cars are eligible — based on income, not credit. Apply online in minutes and drive away the same day.
Trade-In Your Used Car at Car Zone
Looking to trade in your used car? Get a free, no-obligation quote instantly and discover how much your car is worth.
- Quick Process: Find your car’s value in just a few clicks.
- Fair Offers: We provide competitive trade-in prices.
- Flexible Options: Use your trade-in value to upgrade or cash out.
What our customers are saying

Krystal Johnson
Dover, DE
"Absolutely the best car buying experience ever! Definitely not my first or 10th auto purchase. Most certainly one that I will always remember. Veronica went above and beyond to make sure I got no only what I wanted but what I actually needed for my family. Her kindness and knowledge was priceless! "

Elizabeth Pusey
Dover, DE
"Thank you for taking care of me so happy 😊 with the outcome 👍😊😊😊 Veronica and Bobby !!! P.s I'm telling anyone if you're reading this review Car Zone will take care of you if you're looking for a great vehicle stop in you will be glad you did!!!! Bobby and Veronica made my day!!! "

Justin Wheeler
Dover, DE
"Leading up to coming into the office Chris was great, very helpful and informative… The day I was able to get into the office Chris was off but Bobby was just as amazing, he helped me through the whole process and made sure I left with a smile on my face. The process was quick and easy on their end and they were all so professional and ready to help myself and any other customer that came through the door, I fell in love fast with the vehicle I got and it was just for me… Thank you to Chris, Bobby, and Ms Kathi they will always get my business and I will always point friends in their direction. "

Derrick
Dover, DE
"Veronica Is Awesome!!!! This is our 3rd Car from them. All the cars we got had zero issues!! You can't beat the Ezy Financing made to fit your Budget!! Hats off to Bobby and Chris also!!"

J J (The Tibbers)
Dover, DE
"Veronica was absolutely delightful and the entire process was seamless. Went in with a 96 toyota and left with a 2013 Chevy. Thanks for all the help."
Why Choose Us?
Special Financing Offers
Our hassle-free finance team helps with bad credit car loans and custom solutions to save you money.
Trusted Car Dealership
Serving Dover for 27 years, we make buying a used car easy, honest, and stress-free.
Transparent Pricing
No hidden fees — just clear, upfront pricing for a smooth buying experience.
Expert Car Service
Enjoy peace of mind with warranty-backed support included on most vehicles we sell.